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Contract Administrator
M.S. Administrators, Inc.
d/b/a ERISA Systems
216 North Avenue East
Cranford, NJ 07016
ph (800) 874-5977


Application Form (pdf)
About the Plan
Summary Plan Description
FAQ
Holiday
Sick Leave
Vacation
Bereavement
Jury Duty
Training Pay
Educational
Special Benefit
Board of Trustees
ERISA Rights


Annual Benefit Plan Document
Definitions
Benefits & Eligibility
Payment of Benefits
General Provisions
Educational Benefit
Ammendment & Termination

Summary Annual Report
Summary of Material Modifications

ITPE Annual Benefit Plan

To All Participants:
We welcome you to the ITPE Annual Benefit Plan. We are pleased to present you with this document describing the Plan.

The Plan is financed entirely by employer contributions made in accordance with the collective bargaining agreements between the Industrial Technical and Professional Employees Union, AFL-CIO (ITPE) and the Employers. The Plan complies with the Employee Retirement Income Security Act of 1974 (ERISA), as amended.

The administrator of the Plan is the Board of Trustees of the ITPE Annual Benefit Fund. The Board of Trustees in turn has engaged a contract administrator, M.S. Administrators, Inc. d/b/a ERISA Systems, 216 North Avenue East, Cranford, NJ 07016, telephone (908) 276-0800, to handle the day-to-day administration of the Plan.

A summary of the Plan's provisions and a brief discussion of some general facts of interest to you are presented in this description. To make this information as clear as possible, we have attempted to write the document in simple, straightforward language.

Part I is a section entitled "About The Plan" which contains a general description of the Plan and some important information regarding the way in which the Plan is administered. Part II is a section entitled "Summary Plan Description" which describes the benefits provided by the Plan, eligibility for such benefits and how benefits are paid.

In describing your Annual Benefit Plan in brief form, however, it is not possible to explain each and every detail. Accordingly, Part III contains the official text of the Plan Document which provides a complete statement of your rights under the Plan.

The benefits described in this document are in effect on the date that this document is published.

We suggest that you share this document with your family since they may have an interest in the Plan.

If you have any questions, the Contract Administrator would be happy to answer them.

Sincerely,

The Board of Trustees
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